Interpretation and Definitions

Interpretation
The words with capitalized initial letters have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural form.

Definitions
For the purposes of these Terms and Conditions:

Account – Means a unique profile created for You to access certain parts of our Service or to receive insurance-related services from Us.

Country – Refers to: FL, USA.

Company – Referred to as either "the Company", "We", "Us", or "Our" in this Agreement, refers to Blue Mahi Insurance LLC.

Device – Means any device that can access the Service, such as a computer, mobile phone, or tablet.

Feedback – Means suggestions, recommendations, or comments You provide regarding our services.

Insurance Services – Refers to the brokerage services offered by the Company, including but not limited to helping You obtain insurance quotes, securing coverage, and assisting with policy servicing.

Orders – Mean Your request for insurance quotes, policy binding, renewals, or other insurance-related transactions.

Promotions – Refer to special offers or marketing campaigns related to our insurance services.

Service – Refers to the Website and all services provided by the Company.

Terms and Conditions – Also referred to as "Terms" — these are the Terms and Conditions that form the entire agreement between You and the Company regarding use of the Service.

Third-party Service Providers – Means carriers, underwriters, and service partners not owned or controlled by the Company.

Website – Refers to Blue Mahi Insurance, accessible from bluemahiins.com (or other domains operated by the Company).

You – Means the individual using the Service, or the company or legal entity on whose behalf the Service is being used.

Acknowledgement

These Terms govern the use of the Service and form the agreement between You and the Company. By accessing or using the Service, You agree to comply with these Terms. If You do not agree with any part of the Terms, You must not use the Service.

You confirm that You are at least 18 years old. Our services are not intended for minors.

You also agree to comply with our Privacy Policy, which describes how we collect, use, and share your personal information.

Placing Orders for Insurance Services

By requesting a quote, binding coverage, or otherwise engaging our services, You represent that:

You have the legal authority to request and bind insurance coverage.

All information provided is true, accurate, and complete.

Your Information

To provide insurance services, we may require information such as:

Full name

Email address

Phone number

Address

Driver’s license or identification number

Social Security Number (if required for underwriting)

Payment information (for policy premiums)

By submitting such information,

You authorize us to share it with insurance carriers and

other third-party service providers to fulfill your request.

Order / Request Cancellation

We reserve the right to decline or cancel your insurance request if:

You fail to provide accurate or complete information.

Fraud or misrepresentation is suspected.

Coverage is not available through our partner carriers.

Policy Cancellation & Refunds

Policy cancellation terms, fees, and refunds are governed by the insurance carrier’s terms. We will assist You in initiating cancellations but are not responsible for carrier refund timelines or amounts.

Availability, Errors, and Inaccuracies

We strive to ensure all information on our Service is accurate; however, errors, omissions, or outdated information may occur. Insurance rates and availability can change at any time based on carrier guidelines and underwriting.

Payments

Payments for premiums are processed directly with the carrier or via approved payment methods. Failure to make timely payments may result in policy cancellation by the carrier.

Promotions

Any promotions or discounts are subject to separate terms. If a conflict exists between these Terms and a promotion, the promotion’s terms will control.

User Accounts

If You create an account with us, You must provide accurate and current information and maintain the confidentiality of your login credentials.

Intellectual Property

All content, branding, and materials on the Service are owned by the Company or its licensors. You may not reproduce or use them without written consent.

Your Feedback to Us

Any feedback You provide may be used by us without restriction.

Links to Other Websites

Our Service may contain links to third-party websites. We are not responsible for the content, privacy practices, or services of those third parties.

Termination

We may suspend or terminate your access to the Service for any violation of these Terms.

Limitation of Liability

To the fullest extent permitted by law, the Company is not liable for any indirect, incidental, or consequential damages arising from your use of the Service.

"AS IS" Disclaimer

The Service is provided “AS IS” without any warranties, express or implied, including those of merchantability, fitness for a particular purpose, or non-infringement.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles.

Dispute Resolution

You agree to attempt to resolve disputes with us informally before pursuing legal action.

Severability

If any provision is found invalid, the remaining provisions will remain in effect.

Changes to These Terms

We may update these Terms at any time. Continued use of the Service after changes means You accept the updated Terms.

Contact Us

If you have any questions about these Terms and Conditions, contact us:

By email: [email protected]

By phone: 954-997-0897